What Is EP In Car Insurance?

A unique experience is having a car and exploring new places. It enables you to record not only lovely moments in exotic locations but also abundant memories. But if your vehicle breaks down in the middle of your trip, especially if the engine is damaged, your joy could quickly change to despair. When you find out that engine leak assistance is not provided, even if your automobile is protected by comprehensive auto insurance, your worries can grow even more. 

Does this mean that there is no choice for engine coverage from insurers? The engine protection (EP) cover is the answer. By paying an additional premium, you can take advantage of this add-on cover’s advantages. *

The engine protection, or EP cover, does exactly what its name implies: it pays the bill if the engine is damaged by water intrusion, lubricating oil leakage, or a hydraulic lock malfunction. Important engine parts are also included in the coverage. You can submit a claim invoice, for instance, if the pistons, crankshaft, or gearbox of an engine are damaged. 

But, if the engine is harmed as a result of your persistent attempts to start your automobile while it is underwater, the coverage does not offer financial support. An increase in pressure when the engine is water-logged is another scenario that is not covered.*

Not everyone should use the Engine Protection Add-On. For instance, purchasing this cover might not be worthwhile if you reside in a city with an excellent drainage system and minimal rainfall. To increase the lifespan of your car, this add-on is a need if you reside or drive in a flood-prone location. *

This rider is available for purchase both when purchasing a new policy and while renewing an existing one.

It permits you to obtain financial assistance from your insurer in the event that the engine or other components of your car have been harmed due to a cause other than an accident. 

For instance, your neighbourhood has experienced water logging during the rainy season due to a faulty drainage system. As a result, the rainwater that has accumulated in your location could damage the engine of your car. The engine protection add-on plan, which will include the cost of any engine damage in your auto insurance policy, can be helpful in such a circumstance. 

Insurance can easily be purchased online at the specified car insurance prices.

In essence, engine protection cover offers financial security for any damages to the car’s engine or/and its components resulting from incidents involving water infiltration, lubricant oil leakage, damage to the hydrostatic lock, or damages to the engine’s parts, such as the gearbox, crankshaft, cylinder, connecting rods, pistons, etc.

Engine protection is an additional coverage option that is offered by some car insurance companies. It provides protection against the costs of repairing or replacing the engine and its parts in the event of damage due to an accident or natural calamities. This coverage is especially useful for drivers who live in areas with extreme weather conditions or those who have expensive cars with complex engine systems. *

Engine protection can give car owners peace of mind knowing that they are covered against unexpected and costly repairs. However, it is important to read and understand the terms and conditions of the policy to ensure that you are getting the right coverage for your needs. In summary, engine protection can be a valuable addition to a car insurance policy, but it is always wise to consider your specific circumstances and needs before making a decision. *

A car insurance premium calculator is a tool you may use online to determine the amount of coverage required based on your needs.

* Standard T&C Apply

Insurance is the subject matter of solicitation. For more details on benefits, exclusions, limitations, terms, and conditions, please read the sales brochure/policy wording carefully before concluding a sale.